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Thread: Car Insurance Advice Needed

  1. #1
    tholland is offline Bonaire Lover Bonaire Talker
    Join Date
    Nov 2015

    Default Car Insurance Advice Needed

    Hello Bonaire Experts!

    We are purchasing a used car on Bonaire.
    We need car insurance.

    Can somebody explain the situation with car
    insurance on Bonaire? I'm learning that you
    have to have '3rd party' insurance....
    is that like 'no fault' in the states?

    I wanted to obtain insurance that would provide
    liability insurance in case we are said to have
    caused an accident but this does not seem to
    be a 'normal' thing on Bonaire. Does 3rd party
    insurance include collision/comprehensive insurance
    for the vehicle etc?

    Even the insurance folks I've contacted somehow
    are not able to explain this fully....

    any advice on what kind and how much car
    insurance (and best company for) would be

  2. #2
    Kate B's Avatar
    Kate B is offline Bonaire Lover SUPPORTING MEMBER - Bonaire Talker
    Join Date
    Jan 2017
    Sabadeco, Bonaire


    You're right, it's confusing. Insurance depends on the specific car and its age, not just the type of coverage you want. For instance, I was able to cover my 2016 Toyota RAV 4 for collision, but my husband could not cover his 2010 Honda Fit for collision because it was "too old." We use John Flipse as our agent and have been very satisfied with the Guardian insurance he provided for our house and car.

    All the best,
    Kate Butler
    "Ask Kate" real estate columnist for the Bonaire Reporter
    Real Estate Agent, RE/MAX Paradise Homes, Bonaire

  3. #3
    Join Date
    Feb 2016


    Guardian is who I use for homeowners insurance and they gave me pricing on car insurance. She explained it's 3rd party only - only covered if you're not at fault. I believe to be covered in case you are at fault is available, but at an added expense. I like Guardian, Nagico has also been helpful at explaining things to me. I would avoid Ennia as I heard they are hard hit by last year's hurricanes and I've have unpleasant experience with them over car insurance for a car I was renting.

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