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Thread: Retiree/pensioner health care benefits

  1. #1
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    Question Retiree/pensioner health care benefits

    Hi everyone. If there's one thing that's clear about the new immigration and residency rules, it's that they're not necessarily clear! I have been all over the immigration documentation and website, but one question continues to elude us. An 80+ year old relative is in the process of applying for residency as a pensioner on Bonaire. He overwinters for up to 6 months each year on the island. He has apparently been informed that if that level of temporary residency as a pensioner is approved, he will be fully covered by the Dutch healthcare program. Something just doesn't make sense to us about that statement. First, as a temp resident who will be paying nothing into the Dutch tax system, why would full healthcare be provided? Seems awfully generous of the Dutch government. Also, the application form includes a Section 9 that asks for confirmation of insurance coverage, so it clearly is part of the review process.

    Can anyone clarify - will the national Dutch healthcare program cover temporary residents? This is a critical question as he is perilously close to cancelling his private health plan which has always been in place on past trips to the island.

    Thanks.

  2. #2
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    I would say absoulutely NOT to cancel any existing health insurance he has--even if the health care system here on Bonaire will cover him, it will cover him only here; any major medical issues would see him being flown to Curacao or Colombia to see specialists or be hospitalized there (if he speaks fluent Dutch & Spanish, and is comfortable with receiving medical care in possibly South America, this is not so much an issue). Another thing to consider is that although our prescription meds are covered, not all Rx's are available here--if nothing else, he should be certain any meds he currently uses are available here. There may be isolated cases of Americans with Bonaire residency having some health-care covered in the US, but nothing to count on.

  3. #3
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    I have just encountered the same query. I am in the process of gathering all information for our residency applications and was informed by MCB insurance advisor that health insurance is no longer required as we will qualify for the national healthcare once residency granted. I have asked for confirmation from RCN and will let you know of any reply.

  4. #4
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    Hey Louise

    Hope to see you on the island. As we will be there on March 4th. Cindy has everthing she needs as for as her residencey in order. The health care is something we had not even thougt about untill seeing a couple of post. Will be intersting to see what I really means.


    Thanks Mike and Cindy

  5. #5
    randl's Avatar
    randl is offline Bonaire Lover SUPPORTING MEMBER - Bonaire Talker
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    My neighbors on Bonaire are full time residents with Dutch health insurance. They are US/Canadian citizens. He is currently in Medellin, Colombia (with a paid translator) getting major, costly cardiac care at no charge. I, too, would like to know more about this insurance for our future plans for extended stays and eventual residency.

  6. #6
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    Seems like many things administrative on the island that changes are happening faster than they can keep up with. Will keep you posted on their official reply when I get it.

    Mike and Cindy, it seems we may miss each other on this trip, unfortunately the UK authorities are proving as slow with requests as those on Bonaire and its not looking likely we'll have all our documents sorted to do our residency applications until end of march / April time now. Telling myself it's good practise being patient for once we are back on the island!!

  7. #7
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    We will be on island March 5 filing for my wife Cindy's residency. We have all the paper work we hope that she should need. We will inform as soon as we know about the health care in question.

  8. #8
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    Have a look at the official information at:
    http://www.rijksdienstcn.com/index.p...et_language=EN
    My understanding is at the present time and subject to change is anyone legally residing on Bonaire is covered.
    You must have a residency permit, You must be registered at civil registry i.e. have a sedula.
    You must be entered into the healthcare insurance database by registering with ZVB which requires sedula and residency.

  9. #9
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    I have had the following reply by email from the RCN and it seems to confirm the last posting.

    Louise
    After you receive your permit and register at the census office and get your sedula(local identification card, you will be insured automatically.




  10. #10
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    Default Remember to register with sedula and residency permit at ZVB

    Quote Originally Posted by LouiseH View Post
    I have had the following reply by email from the RCN and it seems to confirm the last posting. Louise
    After you receive your permit and register at the census office and get your sedula(local identification card, you will be insured automatically.
    You must be entered into the healthcare insurance database by registering with ZVB which requires a copy of your sedula and residency permit. I got this info from new residents who went for healthcare and were told that they were not in the database therefore they had to pay. I just registered myself last week at the offices of ZVB which is next to the Tax Offices downtown.

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